Virgin Credit Card 0% APR on balance transfers for 12 months
MBNA Credit Card, 0% interest on all balance transfers for 12 months
Halifax One Credit Card 0% APR on Balance Transfers AND Purchases for 9 months
The most simple way to look at UK credit cards is to think of them as a bank account like your current accountg,
initially with the balance being zero with an overdraft facility
on it. If you have ever had an overdraft, you will have noticed that if
you use it, you get charged interest depending on how much of it is used
and for how long. You also have the option to clear off your overdraft
each month, or to carry it over to the next month.
The same idea also applies to credit cards whether you want to use it simply for purchases, and pay the money back when it suits you, or if you want to transfer existing balances from store cards, loans or other credit cards, and pay it back at your own pace. If you choose the right credit card you can begin to make the savings.
We have a compare UK credit cards page, a listing of 0% purchase credit cards, a listing of 0% balance transfer credit cards and a general top 10 credit cards listing. Online credit card quotes are also available for all of our offers.
